CorCAD focuses on the implementation of strategic, global, and far-reaching IT Payments Solutions in the area of ATM, Recyclers and POS network.
Core Card Acceptance Device system supports the operational and business as-usual management of the ATM, Recyclers and POS platform for the acquiring of transactions and merchants support.
Typically, the transactions are processed and authorized in cooperation with the external card issuer system. For this purpose, we have designed and implemented a configurable issuer card system interface using the ISO8583 standard which is able to transfer EMV data including EMV card issuer scripts and can be extended to transfer additional, acquirer-specific information.
System supports ATMs and recyclers that can dispense both banknotes and coins in one transaction. CorCAD is already multicurrency aware - up to 47 (banknotes and coins) different currency types per device can easily be configured.
There are also NDC editors available for ATM screens, states, fits, receipts, journals, timers and options. In order to make your work and integration easier we deliver a fully working Config Sets for NCR, Diebold and Diebold-Nixdorf ATMs and Recyclers which were tested and validated in MTIP and ADVT tests.
"CorCAD system is a professional partner of the business, supplying quality products in an area of ATM, Recyclers and POS management, delivers services and solutions in the payments industry and for the financial sector. We shall deliver an innovative solution in a supportive, efficient and effective way, responding to an ever-changing environment. To do this, we shall attract and retain highly motivated and skilled Team."
NEWCDCVM@ATM - Mobile Cash Withdrawals Without a PIN
Traditional PIN entry at the ATM works well for plastic cards but creates friction for smartphone users. To keep pace with the fast-growing mobile payments trend across Europe, we're rolling out CDCVM (Consumer Device Cardholder Verification Method), the standard recommended by Mastercard.
NEWVerification moves to the phone: The entire identity check happens on the customer's smartphone: Face ID, Touch ID, or the screen passcode is all it takes.
No PIN pad needed: The customer approves the transaction on their own device, so there's no need to type a PIN on the ATM at all.
Faster at the machine: Less time standing at the ATM. The whole experience becomes smooth, simple, and intuitive.
NEWASSD - Full Cash Self-Service (Notes and Coins)
ASSD (Assisted Self-Service Device) units are a major step forward in cash automation. As one of the first to bring this to the Polish market, we're proud to be part of this rollout within the PlanetCash network.
NEWFull cash recycling: The machine automatically accepts and dispenses both notes and coins in a single, automated transaction.
Self-service convenience: Customers get access to advanced cash services without going to a teller window.
Lower operating costs: Advanced note and coin recycling significantly reduces the need for costly cash-in-transit runs and machine refills.
NEWTR-34 Standard - Top-Tier Digital Security (RKL)
To meet strict market requirements and PCI PIN standards, our ATM Handler now natively supports the TR-34 standard - a major change in how cryptographic keys are managed.
NEWRemote Key Loading: Encryption keys are sent directly to the ATMs' EPP keypads over the IP network, fully automatically.
Less risk, lower cost: No more expensive service visits, manual entry of key components from paper envelopes, or the cumbersome "four-eyes" procedure.
Strong cryptography: Asymmetric cryptography (PKI) and tight integration with HSM modules deliver the highest level of cybersecurity on the market.
Dynamic Currency Conversion
Added support for the Dynamic Currency Conversion. The DCC is supported in all possible scenarios: cash withdrawal at the ATM, GSM top up sale at the ATM, purchase at the POS terminal and return/refund at the POS terminal. The DCC is supported for both, the magnetic stripe and the EMV cards. The EMV-based DCC transactions at the ATM are properly handled and the cryptogram data is correctly recalculated using the DCC currency and the converted amounts. The system has undergone a successful certification by VISA and MasterCard.
Realtime Electronic Journal infomation
Added support for transfer of Electronic Journal infomation from ATMs, in real-time. The information is sent by the ATM within seconds after it gets written to the journal file on the ATM's hard disk. The received information can be groupped in folders (by the terminal ID and/or by the date) on the host side and is easily available for further processing in the backoffice systems.
Supervisor transaction without a physical card
Added support for supervisor transaction at the ATM without the use of a physical card. This is also known as an operator transaction. There are now two methods supported to be configured with any ATM: the counters-difference based algorithm and the new, supervisor transaction based algorithm. Each ATM can be configured to use one of these algorithms as necessary.
Remote Key Management for ATMs and POS terminals support
We have implemented a Remote Key Management for ATMs. The Diebold Nixdorf and NCR signatures and certificates-based solutions are all implemented and tested. This solution is complied with latest regulation of PCI-PIN Security requirements.
Configurable per ATM and per BIN cash withdrawal limits
A new functionality was implemented – configurable list of limits that can be defined per BIN (of the card). For cash management business reasons it is sometimes useful to be able to configure some limits that can apply to some types of cards. The new functionality allows one to define a list of BINs and corresponding cash withdrawal limits. Such list can later on be applied to a selected ATMs.
New module: an on-line exporter
Added a new module: an on-line exporter. The new module allows one to export three categories of information: transactions, counters and device statuses. Information to be exported is configurable in a so-called export-list. Export-list can then be assigned to any terminal. In case of a very big acquirers (e.g. handling a network of 5000 or more devices) it is sometime useful to be able to give the priority to the authorization traffic over the real-time, on-line data export. Therefore, the exporter module can also be controlled in two additional ways: one can set a limit on a maximum number of messages per second to be exported (and thus slow down the export stream during the peak hours, when the limit value is exceeded) and/or one can define the busy-hours when the export should be put on hold completely (hold the export stream within the busy-hours and resume the stream later on).
Diebold Nixdorf and NCR Recyclers machines
Added support for Diebold Nixdorf's and NCR Recyclers machines using native NDC extension. One can configure up to 80 different banknote denominations and up to 19 different coin denominations simultaneously. Also we have added a number of new tokens that can be used in order to display/print some information on the receipts and/or terminal screens related to the money that is being deposited.
Deposit accounts for on-line cash deposit
We have implemented a new functionality (new transaction types) that can be used to let the customers to register/edit/delete the deposit accounts directly at the ATM. The deposit accounts can then be used by the customers as a destination account numbers for their on-line cash deposit transactions at the CashIn machines. This functionality is of course configurable per BIN (of the card).
